- Architecture
A control and orchestration platform delivered through five interconnected layers. Not a product - a governance infrastructure.
The Architecture
CPN is not a product. It is a control and orchestration platform delivered through interconnected layers - each one purpose-built for institutional governance requirements.
01
CPN COntrol Fabric
The embedded authority later. Defines policy, enforces compliance, and ensures every transaction aligns with your risk before execution.
02
Service Layer
Operational capabilities that standardize, validate, and optimize every transaction across your network.
03
Inteligent Orchestration
Real-time evaluation and routing of every payment through a single intelligent control plane.
04
Gateway Layer
A unified connectivity later linking banks, schemes, ERPs, and fintech infrastructure through a single secure interface.
05
Network Layer
Exchange, clear and settle across traditional and alternative rails unified under your governance model.
Core Differences
The governance core. Compliance policies, validation logic, sanctions screening, and business rules are embedded directly into the transaction lifecycle — before money moves, not after something breaks.
The decision engine. Every payment is evaluated in real time against organizational rules — counterparty eligibility, routing policy, settlement preference, regulatory requirements. Your governance travels with every transaction.
Built on IBM enterprise infrastructure. Institutional-grade security, compliance architecture, operational resiliency, and auditability at the standard required by regulated financial institutions.
