Our Story

Why CPN Exists

CPN was built to solve a problem the payments industry wasn't solving.

The market had been innovating for speed - faster rails, better message formats, real-time schemes. But speed was never the problem. The problem was governance. The structural gap between who carries accountability for payment outcomes (the organization) and who controls the infrastructure those outcomes depend on (the banks and schemes) was getting wider, not narrower.

CPN is the answer to that problem. Not a faster way to move money through existing infrastructure. A new category of infrastructure - one that organizations can own and govern.

"Most organizations are fully accountable for their payment outcomes - but they don't control the infrastructure those outcomes depend on."

- The 30-Second CPN Pitch


CPN closes that gap.

We let organizations build a private payment network above their existing infrastructure - where they define who participates, set the rules, and control how value settles. They keep their banks. They keep their rails. They just govern what moves through them.

Business Profile

A trusted partner in high-value payments

$225B

Annual value transfer across the network

~10M

Annual SWIFT transactions processed

30+

High-profile corporate clients served

24/7

Operational availability target
for Phase 2

Product Roadmap

From single corridor to global Network of Networks

Phase 1 - Available Now

SWIFT Bureau+ & Control Overlay

Enhanced SWIFT Bureau+ with cash management layer and foundational CPN digital asset capabilities. Single corridor (USD–CAD) with foundational compliance, scheme rules, and orchestration. Operational flow proven. Foundation for expansion.

SWIFT Bureau+ Payee verification Foundational compliance CPN Control Fabric

Phase 2 - 2026

Multi-Corridor & Network Expansion

Additional corridors (USD–EUR, USD–GBP+), multi-chain infrastructure, ACH/Wires/Real-time payments, and enhanced compliance and fraud capabilities. SMB accounting system integration (QuickBooks). Corporates begin routing freely across regions.

Multi-corridor ACH · Wires · RTP Enhanced orchestration AI routing

Phase 3 - 2026

ERP Embedded & Multi-Bank Token Integration

CPN embedded into ERP (SAP, Oracle) and TMS (Kyriba). Integration with JPM Coin, Citi Token Services. Tokenized deposit interoperability. Smart liquidity routing across banks and chains. One stop for all corporate payments.

SAP / Oracle ERP Kyriba TMS Tokenized deposits Smart routing

Phase 4 - 2027

Orchestration Layer

CPN becomes the universal orchestration layer for corporate value movement. Global coverage across all major currencies. All stablecoins + tokenized deposits + CBDCs. 24/7 real-time settlement. AI-driven treasury automation. CPN is the settlement fabric.

Global coverage CBDCs AI treasury automation Network of Networks

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Ready to explore what private payment network infrastructure means for your organization? Let's talk.